If involved in an automobile accident in Kentucky, here are a few things to consider in minor collisions. These suggestions and issues are not applicable in all situations, including major collisions involving serious injury or death.
Moving your vehicle once the accident has occurred, prior to the police arriving, is not recommended, even if you are impeding the flow of traffic. The reason for such is if you desire to have a police report taken related to the accident, the road and weather conditions, and assessment of fault, the police will likely not take one if the vehicles have been moved. If the vehicles have been moved prior to the police arriving, the police will likely only issue you and the other driver a civil report to fill out. Stories may differ after an accident, and it may be beneficial later to have a police report to substantiate your version of the events. Usually, if traffic is impeded, the police will arrive, take a look at the position of the vehicles, and then instruct the drivers to move the vehicles to allow for traffic to continue as normal. This will allow the police to be in a position to thoroughly complete a report.
CALL THE POLICE TO THE SCENE
If involved in an auto accident in Kentucky, one thing to consider is whether or not to have a police report taken. Many times when people are involved in minor auto accidents, one party will suggest that the parties just exchange information (including insurance information) and go on their ways. Either suggesting that they will work with their insurance companies to resolve the damages, or suggesting that they skip reporting the matters to their insurance companies and just pay for the damages out of their own pockets. This may not be a safe way to handle the situation and protect your interests. The reason being is that the other party:
(i) may not have current and up to date coverage, and thus be uncollectable from. If the police take a report, and the other driver fails to have insurance or gives the police false information, such will be documents and be beneficial to you later when trying to resolve the matter with that driver or your own insurance company.
(ii) may change their story about what really occurred, the extent of the injuries involved, or the extent of the damage involved. If the other party is going to lie, its better that they are forced to attempt to do it immediately and to the police (lying to a police office, who is taking an official report, can be a crime). Additionally if stories are going to vary about what occurred, its better to have a police office take a report and potentially be a witness later to substantiate what he or she witnessed at the time of arriving upon the scene of the accident.
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